Open Enrollment is the period during which you can make changes to your health coverage plan, even if there hasn’t been a major life change. It begins in November, so now is the ideal time to start thinking about your options. Here are a few things you can do to prepare for Open Enrollment:

Review Your Current Plan

– Examine what is and isn’t covered.

– Take note of any changes in your health needs or life circumstances.

– Evaluate the out-of-pocket costs, including premiums, deductibles, co-pays, and co-insurance.

Research Other Options

– Explore our Major Medical options.

– Identify which plans cover your needs.

– Compare the out-of-pocket costs to your current coverage.

Get Expert Help

– Schedule a call with Steven Chapkin, AAFD Major Medical Plans director.

Prepare Necessary Information

– Collect personal information, such as Social Security numbers, income details, and information on dependents.

By following these steps, you can make the most of Open Enrollment and select a healthcare plan that aligns with your needs.

Ready to prepare for Open Enrollment? Learn more about AAFD Major Medical Plans by Clearwater by booking a call with Steven Chapkin, AAFD Major Medical Plans director and see which plan is best for you.

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Steven Chapkin is the Health Benefits Coordinator at AAFD, bringing over 30 years of expertise in the health insurance industry. With 21 years in senior sales and executive roles at leading companies such as Cigna and Lincoln National Life, Steven has demonstrated a strong track record of success. As a founding member of Lumenos, he was instrumental in introducing consumer-driven health care to Fortune 500 companies, significantly enhancing the company's growth. Additionally, as Senior Vice President of Sales & Marketing at HIP Health Plan of Florida, Steven played a pivotal role in boosting membership and revenue.