a direct lender and a capital consultant specializing in franchise financing 

We are excited to introduce our latest Supplier Member Unique Capital Management, direct lender and capital consultant providing specialty in franchise financing with loan opportunities with loan terms, often materially better terms than 7a SBA loans and can require less equity, franchise specific programs structured to provide capital to start-ups and growth capital for expanding locations.  Recent examples:  

  • EBITDA based loans: Loan amounts are 4.5x EBITDA for single cash flowing franchise store (no real estate needed) with similar fixed rates and 10-year amortizations, providing material capital for franchisee’s growth.  Plus, you can go from start to closing within 6 weeks.
  • New startup franchise leased, provided several loan commitments at 5.94% fixed rate for 10 years (fixed at time of commitment, which again was this week, did not have to wait to fix rate at closing) with a 10-year amortization, lien solely the startup franchise business, no lien on other businesses nor other business assets, no lien on personal collateral, no lien on house. 

Senior partners collectively have over 40 years of experience in banking and providing capital structures for franchises, Unique Capital Management is ready to tackle any situation you may face.

If you’re looking for a trusted financing lender or a way to better understand your financial situation and make the most of it, give Mike or Jeff a call,” says Robert L. Purvin, Jr.  Chair and CEO American Association of Franchisees & Dealers. “Their unique Franchisee Lending programs and terms can suit the needs for refinancing with a cash out as well as acquisition financing whether you’re a single franchise owner or have a portfolio of locations”.

To add to our AAFD array of Membership Benefits, Unique Capital Management offers AAFD Members free financial assessments and discount.    

To contact them, visit our Supplier Network and Unique Capital Management directory listing anytime or email / phone them directly: 

Jeff Cheatham (214) 683-2435

Mike Whitaker (469) 774-7428

About Unique Capital Management 

Senior Partners collectively over 40 years of experience in banking and consulting clients on capital structures for franchises, Unique Capital Management is ready to tackle any situation you may face. Expertise runs deep with Jeff Cheatham’s extensive corporate background including 10+years at JPMorgan Chase & BOA, and Mike Whitaker coming from the broker side and experienced in financing for franchises, SBA 7a, SBA 504, real estate, equipment, and business lending.