Health Benefits – AAFD Health Benefits

AAFD GROUP MAJOR MEDICAL PLANS

from Lifestyle Health Plans

Protecting your business starts with protecting your health. Through an exclusive agreement with Lifestyle Health Plans, the American Association of Franchisees and Dealers is able to offer a suite of 16 PPO plan options in 4 plan design groups. Here you will find competitively priced, comprehensive health plans that offer a range of options for every budget. Plans are available to AAFD affiliated members with as few as 2 fulltime employees.

Plan Design Overview »
Frequently Asked Questions »
Lifestyle Health Brochure »

AAFD HealthyEssentials
GUARANTEE-ISSUE

from Lifestyle Health Plans

HealthyEssentials is an affordable health insurance alternative designed for people who prefer guarantee issue basic medical coverage to protect themselves and their finances in case of an accident or illness. HealthyEssentials provides AAFD members with a health insurance alternative designed to strategically manage healthcare costs while still providing employees great basic benefits!

HealthyEssentials is limited benefit health coverage. Benefits are not intended to cover all medical expenses.

Learn More »
Plan Design »
2019 Rates »

AAFD Health Saving Accounts

from HealthEquity

The AAFD HSA allows individuals to contribute and save $3500 and families to contribute and save $7000 in 2019. Any unused funds can roll over and accumulate year over year. You can also invest any amount over $2000 tax free.

These funds can be used for office visits, prescriptions, x-rays and much more.

You must be a member of the AAFD to access and shop for AAFD Health Saving Accounts. If you are currently a Member of the AAFD you can login at any time.

AAFD Member WellCards

from WellCards

The AAFD WellCard is a free benefit available to all AAFD Members. It functions as a health discount card, offering all AAFD members and their family members savings of up to 65% on drug prices and 30% on medical visits. The card links AAFD members to a national network of over 59,000 pharmacies and 350,000 physicians. WellCard Health empowers members with access to reduce the cost of health care each use of pharmacies, vision care providers, hearing specialists, prepaid lab tests, prepaid imaging tests, patient advocacy services, and more.

If you are a current a Member of the AAFD you can login at any time.

REQUEST INFORMATION OR QUOTE

This is qualifying health coverage (“minimum essential coverage”) that satisfies the health coverage requirement of the affordable care act.

REQUEST INFORMATION ON HSA

REQUEST INFORMATION OR CARD

About The AAFD Health Benefits Program

The AAFD recognizes that finding affordable health care for yourself, your family, and your employees can be difficult. That is why AAFD Health Benefits offers a suite of valuable options to fit any budget and needs.

We’ve teamed up with trusted partners in the health care industry to a variety of medical insurance benefit plans that provide valuable, affordable first dollar benefits on a stand-alone basis or to supplement high deductible health insurance, health savings accounts to make saving for medical expenses easier, and a health insurance marketplace where you can find the right health insurance for you.

Finally, our AAFD WellCard is a FREE benefit that can bring our members big savings on doctor visits, pharmacy costs and much more.

Lifestyle Health Plans believes that the only way to truly manage healthcare costs is to improve the health and wellness of our members. We are dedicated to offering innovative, Affordable Care Act (ACA) compliant health benefit solutions for our sponsoring employers and the employees we serve. Our innovative plan designs, alternative funding structure, integrated wellness and lifestyle improvement programs, and employee incentives provide you with a unique and personalized solution to your health benefits.

HealthEquity provides a solution to an issue of growing importance to American families: affording lifelong health care. More than two million members are paying less for health insurance, taking control of medical bills and building health savings for life with HealthEquity health savings accounts (HSAs). Our expert advisors, who are available every hour of every day, offer helpful insight to maximize savings.

WellCard Health empowers members with access to reduce the cost of health care each use of pharmacies, vision care providers, hearing specialists, prepaid lab tests, prepaid imaging tests, patient advocacy services, and more.

Access and Shop for AAFD Health Benefit Plans

You must be a member of the AAFD to access and shop for AAFD Health Benefit Plans. If you are currently a Member of the AAFD you can login at any time.

AAFD Member Login

Not a Member? Join Today

If you are NOT a member of the AAFD yet, and would like to take advantage of the AAFD Health Benefit Plans, you can start with an AAFD Associate Membership -- just $79 to get access to many resources including, the AAFD Road Map to Selecting a Franchise, the AAFD Franchise Self Evaluation Tool, a FREE legal consultations, our new AAFD Health Benefit Plans and much more. Join today!

Join as an Associate Member Today »

Membership Financial Benefits

FREE Subscription to the Franchisee Voice.
AAFD’s Franchisee LegaLine℠ – Provides members with legal referrals and Free legal consultations.
AAFD’s exclusive Franchise Evaluation Tool
AAFD WellCard – Discounts to thousands of medical, dental, vision, pharmacy professionals and providers.
AAFD Health Benefits Plan – Health Insurance Marketplace, Limited and Short Term Medical Plans and Health Savings Accounts.
The Office Depot Members Only Discount Card – Receive savings of up to 80% on office and school supplies from Office Depot.
Business Grade VoIP telecommunications from VoxOx – Special AAFD Member pricing on a wide variety of advanced voice and data services.
Credit & Debit Card processing rates – AAFD Members discounts on your payment processing costs.
Unlimited FREE conference calling through AAFD Meeting Call – Unlimited free teleconference bridge service.
The AAFD Marketplace – Buy or Sell a Franchise and special AAFD Member discounts from BizBuySell.com.
AAFD FinanciaLine Network – Accounting and other financial services through our FinanciaLine Network services.
Additional benefits added regularly

Frequently Asked Questions

1How Do I Sign Up?

The AAFD’s various health care plan options aren’t available in every state (though more states are being added all the time). Click on the plan you are interested in and follow the instructions on the page. You can apply for either short term or limited term coverage online. You’ll be asked to fill out a short application and then will know if you’ve qualified for your plan immediately after submitting the questionnaire.

2Where do I get the AAFD Well Card?

If you are a member of the AAFD, you can request an AAFD WellCard through the membership portal. Click HERE to log in. If you don’t know your member username and password, please request it by contacting us HERE.

3How do I join the AAFD?

To access any of our health care benefits, you must be a member of the AAFD. We offer a variety of different membership options at different price points, including our Associate Membership for individual franchise owners, and our Franchise Chapter Membership for those who are already part of a franchise association or are interesting in creating one. See all of our membership options and joint the AAFD by clicking HERE.

4Am I eligible to open HSA account?

To be eligible to contribute to a health savings account (HSA), you must meet 4 criteria: 1. You must be covered by a qualified high deductible health plan (HDHP). 2. You can’t be covered by other health coverage, including Medicare, TRICARE or VA benefits in the past three months. 3. You can’t be claimed as a dependent on another individual’s tax return. 4. You or your spouse can’t be participating in a full purpose flexible spending account. For additional detail regarding HSA eligibility requirements, see the following: CLICK HERE.