AAFD Major Medical

  • No Deductible
  • ACA ‘Affordability’ Compliant

  • Guarantee-Issue
  • Avoids the B Penalty
  • No Minimum Employer Contribution

  • 2 Employee Minimum Participation
  • Individual Plan Choice Options

  • $0 Cost Telemedicine
  • Comprehensive Benefits
  • No Cumbersome Applications
  • No Health Questions

  • No Coinsurance (only copayments)
  • Meets “Affordability” Requirement

AAFD Limited Benefit

  • No Deductible
  • ACA ‘Affordability’ Compliant

  • Guarantee-Issue
  • Guaranteed Pricing
  • No Minimum Employer Contribution

  • Individual Plan Choice Options

  • No Health Questions

  • No Cumbersome Applications
  • Avoids the A Penalty
  • $0 Copay Telemedicine Benefit
  • National PPO Network
  • Low, Stable Annual Rate Increases
    (Past 6 Years)

AAFD Telehealth, Urgent Care and Prescription Membership Plans

  • Speak with a Dr. 24/7/365

  • On-Site Visits
  • Telehealth
  • Generic Prescription Program

  • Discount clinic visits at urgent care partners

  • Helps manage healthcare costs

Convenient Care Plus is a membership plan that offers unlimited access to more than 16,000 urgent care clinics nationwide at no or low copays PLUS unlimited telephonic (or video) access to a healthcare provider 24/7/365 for basic illnesses such as cold and flu, infections, pink eye, sore throat, allergies and more, all for one ultra-low monthly fee. This program is open to all full-time and part-time employees, as well as 1099 contractors. If an employee is on Medicaid, it will not affect their coverage. AAFD members get an exclusive discounted membership price with discounts from 21% – 61%.

Convenient Care Plus is not Insurance. Convenient Care Plus is a Membership Plan. Convenient Care Plus recommends that each employer consults with their own legal or tax professionals regarding HSA Eligibility.

AAFD Voluntary Benefit Plans

  • Accident indemnity plans 

  • Hospital indemnity plans 

  • Critical illness insurance 

  • Dental and Vision insurance 

  • Life insurance

  • Pet insurance – NEW!

The AAFD is pleased to announce an extended relationship with Dafanie Financial Group to bring an exceptional range of supplemental insurance products from Colonial Life for the benefit of our members and their employees, as part of the AAFD Health Benefits suite of services

But wait, there’s more! We just unveiled a valuable new benefit addition:
Pet Insurance. 🐶 🐈 🦜 

A proven employee retention and attraction tool because visiting a vet for a broken bone, sickness, or the indigestion of a small object often costs hundreds, even thousands of dollars. AAFD Members get preferred pricing from Nationwide.  

FREE Member WellCard Savings & Health Savings Accounts

Take advantage of extra member savings and perks that are included for FREE with your AAFD membership, to benefit yourself, your loved ones, and your valued employees.

WellCard Savings

Request your FREE AAFD WellCard from WellCard Savings. More than a drug discount program (which it is), your AAFD WellCard can save you money from thousands of pharmacies, dentists, vision care providers, hearing care specialists, prepaid lab tests, prepaid imaging tests, patient advocacy services and more. Check this out! It is likely that your current providers are already participating in the WellCard Savings network!

Group ID required. Please contact us to receive the group ID.

Health savings account (HSA)

from Bank of America

Perhaps even better than your IRA, Health savings accounts (HSAs) are tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan. The funds contributed to an account are tax deductible at the time of deposit and can save members thousands of dollars every year and can accumulate tax free for the life of your HSA account!

Group or Individual option available

About The AAFD Health Benefits Program

The AAFD recognizes that finding affordable health care for yourself, your family, and your employees can be difficult. That is why AAFD Health Benefits offers a suite of valuable options to fit any budget and needs.

We’ve teamed up with trusted partners in the health care industry to a variety of medical insurance benefit plans that provide valuable, affordable first dollar benefits on a stand-alone basis or to supplement high deductible health insurance, health savings accounts to make saving for medical expenses easier, and a health insurance marketplace where you can find the right health insurance for you.

Finally, our AAFD WellCard is a FREE benefit that can bring our members big savings on doctor visits, pharmacy costs and much more.

Our Partners

Affordable health care options to AAFD members

Contact Steven Chapkin, AAFD Director of Health Benefits today and he’ll be happy to answer any questions or concerns about finding affordable, quality coverage for yourself and your loved ones.